We are almost halfway through! For some of us, it has been a challenging year, for others an ongoing process.  For most of us, it has been an awakening – a new experience as we are coming out of our post-pandemic hibernation.  How will you embrace the remainder of this year?

Consistency is important in all aspects of life and even more so to help meet your personal financial goals. Many of us have big goals; but, often do not realize that we achieve those goals through small actions and good habits. Just as compounding can grow your money, consistency, which is the compounding of effort, can help you achieve your personal financial goals.

When we look at others who have achieved something we often ascribe their success to circumstance, luck, or opportunity.  The reality is that most success is born from good habits and there is no reason that cannot be you.

Most people start a review of their finances with income and savings, which are important, but not as impactful as you think.  Reviewing, analyzing, and critiquing your spending is the part of the financial equation where you will achieve the real payoff.

To start you on your journey, assess your spending and make decisions about how you spend and why.  Remember that small items add up, good habits compound, and consistency will lead you to your goal.


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