BUILDING CREDIT Establishing credit is useful for everything from buying a home or car to satisfying a potential employer. A secured credit card, geared to first-time users, usually requires a cash deposit equal to the credit limit. Becoming an authorized user on a...
1. Create a Budget and Track ExpensesCreating a budget and tracking expenses is vitally important in maintaining overall control ofincome and expenses. From spreadsheets to Intuit, envelopes or mobile aps, there are manyways to budget and track spending. Finding the...
1. Sort Mail as Soon as it Arrives • Toss junk mail. • Shred sensitive documents. • Separate out bills and keep them all in one place, such as in basket or tray. • File away any documents that you need to keep. 2. Create A Filing System • Use a filing cabinet or...
Protect Your Social Security Number Don’t carry your Social Security card in your wallet and only give your Social Security Number (SSN) when absolutely necessary. Ask why a SSN is needed, who has access to it, and how it will be kept confidential. Don’t print your...
