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Emergency Funds: An Important Part of Your Financial Strategy

When you think of your financial portfolio, your emergency fund probably isn’t the first thing that comes to mind. You’re more likely picturing your investments, retirement accounts, and that hot stock tip you’re hoping will pay off. But the truth is, your emergency fund represents more than just a rainy-day stash—it’s a critical part of your overall financial strategy.

Emergency funds can be broken down into three categories: quick, intermediate, and comprehensive.

Recent Money Matters Blog Posts:

Right Now is a Good Time to Review Your Fiduciary Designations

Right Now is a Good Time to Review Your Fiduciary Designations

An up-to-date estate plan is a huge gift for your family and friends. It can avoid sending your family into court when they are already struggling to deal with your illness or death. Don’t let a judge decide who makes your health care decisions or who manages your estate.

October 2022 Financial Tip

October 2022 Financial Tip

October 1st is the start date for submitting the Free Application for Federal Student Aid, or FAFSA. The FAFSA is the key to getting financial aid; every student should file.

School, Taxes and Health Benefits

School, Taxes and Health Benefits

September is the end of summer and a return to classes for students and teachers. It is also estimated tax time again! If you receive income where there is no withholding (eg. Investment earnings, home business) then the third quarter payment for tax year 2022 is due September 15th

How to Protect Yourself from Scammers Using Fintech

How to Protect Yourself from Scammers Using Fintech

Financial scams and fraud are more prevalent than ever and fraud can happen to anyone. While technology has brought some of this on, it also provides new methods to protect yourself, loved ones, or clients from scammers. Let’s look at an assortment of popular fintech tools.

Consistency is the key to financial independence

Consistency is the key to financial independence

Consistency is important in all aspects of life and even more so to help meet your personal financial goals. Just as compounding can grow your money, consistency, which is the compounding of effort, can help you achieve your personal financial goals.

Financial Tip for June 2022

Financial Tip for June 2022

June is a great month to review your annual spending plan and make adjustments. In addition to your monthly budget items, seasonal expenditures such as summer camp, day care, summer school, family travel, should be included.

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