Are you overspending your budget? 7 tips on how to switch to savings

Are you overspending your budget? 7 tips on how to switch to savings

There is no magical one-size-fits-all solution to developing and living on a budget designed to meet your goals. While there are many tools to help, the one common requirement is a commitment not to overspend. With a little planning and deliberate decision-making, you...
IBT: Creating A Spending Plan

IBT: Creating A Spending Plan

  Budgeting isn’t always the nicest word to use when talking about money. For many, it’s full of negative connotations. Spending plans are a more accommodating alternative for many. It will put you in the driver’s seat of your financial future. A spending plan...
January 2021: Off to a Great Start

January 2021: Off to a Great Start

Let’s start the year organized! January 1– First day to fund traditional IRAs, Roth IRAs and SEP IRAs (for self-employed and small business owners) for the current year January 15 – 4th quarter estimated taxes are due! Revisit your budget (spending plan) or create a...
June: Taxes, Graduations, and Summer Expenses… Oh my!

June: Taxes, Graduations, and Summer Expenses… Oh my!

What a tumultuous world we’re living in. So much is happening and the Covid19 pandemic continues without a real end in sight. But one thing we can count on is taxes.  June 15th is usually the deadline to pay 2nd quarter estimated taxes. However, this year the IRS...

January: Off to a Great Start

Let’s start the year organized! January 1– First day to fund traditional IRAs, Roth IRAs and SEP IRAs (for self-employed and small business owners) for the current year January 15 – 4th quarter estimated taxes are due! Revisit your budget (spending plan) or create a...