Consistency is important in all aspects of life and even more so to help meet your personal financial goals. Many of us have big goals; but, often, we do not realize that we achieve those goals by small actions and good habits. Just as compounding can grow your money, consistency, which is the compounding of effort, can help you achieve your personal financial goals.
When we look at others who have achieved something we often ascribe their success to circumstance, luck, or opportunity. The reality is that most success is born from good habits and there is no reason that cannot be you.
Most people start a review of their finances with income and savings, which are important, but not as impactful as you think. Reviewing, analyzing, and critiquing your spending is the part of the financial equation where the big payoff is for a little effort.
To start you on your journey, assess your spending and make decisions about how you spend and why. Remember that small items add up, good habits compound, and consistency will lead you to your goal.